Open an account in SA — passport, SA ID or asylum permit.
Bank account details to receive money, plus a Mastercard — open as a foreigner in SA with just one document: SA ID, passport, or asylum seeker permit. No proof of address. No “come back tomorrow.”
Account details, a Mastercard and EFT in and out.
Unique reference & account number
For your salary. For EFTs in. For paying SARS, your landlord, anyone. Works like a bank account number — without the bank queue.
Mastercard you can swipe
Physical and virtual. Tap-to-pay anywhere Mastercard works. Withdraw at any ATM. Buy data. Pay rent. No "show me your work permit" at the till.
All transaction types available
Outward: eWallet, EFT, RTC. Cash in: retail cash-in points and ATM deposits. Both directions, one app, one card.
Free between SOLmate members
Free SOLmate-to-SOLmate transfers. Small fixed fee + small FX margin to send out — both shown upfront, never hidden in the rate.
How to open your account — 3 minutes, one document.
Download the app
Available on App Store, Google Play, Huawei AppGallery, or as a direct APK. The whole sign-up happens in-app.
~30 secondsPhotograph your document
Whatever you have: SA ID, passport, or asylum permit. Then a quick selfie for the FICA check.
~90 secondsGet your account number
Your account number and personal reference arrive in-app. Share them with your employer the same day.
~30 secondsWhat you can do with one account.
Receive your salary by EFT
Share your account number with your employer. No more cash envelopes, no more "we can't pay you because you don't have a bank account."
Use the card & send money
Send money across SA anytime, free swipes with the SOLmate Mastercard, pay online — no awkward questions at the till.
Money to Zim, Malawi, or Moz
EcoCash, OneMoney, M-Pesa, e-Mola, bank deposits, cash pickup. Small fixed fee + small FX margin, both shown before you press send.
Fee-free prepaid & small loans
Buy airtime and data with zero fees. Need a little extra? Apply for a small loan right in the app — offered under our registered credit provider licence. See terms.
Send money home in under a minute.
Send to 190+ countries — mobile wallets, bank deposits, or cash pickup. Fair rate, fixed fee shown upfront — no margin baked into the rate.
Check the ratesFrom people who'd given up on banks.
Real customers, real sign-ups, real receipts.
Got a tricky case?
If you've been refused by another bank, message us with what they said. We'll tell you up front whether your documents work — before you even start the sign-up.